Free NewsletterPro Login

Warning: Undefined variable $stocks in /var/www/briefs.co/htdocs/wp-content/plugins/oxygen/component-framework/components/classes/code-block.class.php(133) : eval()'d code on line 448

Warning: foreach() argument must be of type array|object, null given in /var/www/briefs.co/htdocs/wp-content/plugins/oxygen/component-framework/components/classes/code-block.class.php(133) : eval()'d code on line 448

Warning: Undefined variable $funds in /var/www/briefs.co/htdocs/wp-content/plugins/oxygen/component-framework/components/classes/code-block.class.php(133) : eval()'d code on line 472

Warning: foreach() argument must be of type array|object, null given in /var/www/briefs.co/htdocs/wp-content/plugins/oxygen/component-framework/components/classes/code-block.class.php(133) : eval()'d code on line 472
/* the link was here */
×
Free investor livestream — Nov 17

How To Use ChatGPT & Claude To Research Stocks Like A Pro

01
The prompt we use to break down any stock
02
How to fact-check what AI tells you
03
How to compare two stocks in minutes

Altria Leans on Cheaper Cigarettes and Premium Pouches as Volumes Slip 2.9%

Published Oct 29, 2026
Share:
Summary:
  • Revenue reached $5.4 billion and adjusted EPS was $1.52, both topping analyst estimates.
  • US cigarette deliveries fell 2.9% in Q3 versus an 8% drop a year ago; the CEO said Cowboy Cut strengthened Marlboro while Basic kept adding share.
  • Altria raised the top of its 2024 EPS range to $5.74 from $5.72; shares rose about 2% premarket and are up 27% this year versus the S&P 500's 13%.

Results and Strategy

Altria is leaning on lower price points to keep smokers in the fold as household budgets get squeezed. US cigarette shipments slipped 2.9% in the third quarter, a smaller decline than the 8% drop a year earlier and better than the wider industry trend. Revenue came in at $5.4 billion, ahead of the average analyst forecast compiled by Bloomberg, and adjusted earnings were $1.52 a share, also a narrow beat.

The company nudged up the high end of its full year adjusted EPS outlook to $5.74 from $5.72. The stock rose around 2% before the open and is up 27% this year through Wednesday's close, outpacing the S&P 500's 13% gain.

To meet value seekers, Altria launched a lower priced Marlboro Cowboy Cut earlier this year. Chief Executive Officer Sal Mancuso said Cowboy Cut has bolstered Marlboro's position, and the discount brand Basic has continued to win market share.

Who Is Buying and Why It Matters

Cigarette users tend to earn less, making them more exposed to higher living costs. The recent jump in gas prices has reduced their spending power, which tilts demand toward cheaper options. Even so, there is no clear sign that smoking is making a comeback. The latest government figures put the US smoking rate at about 9%, down from roughly 20% two decades ago.

When industries evolve, investors with smarter tools like AI can spot opportunities. We're hosting our first ever investor livestream on 11/17 to show you how to use ChatGPT and Claude to invest like a pro, hosted by Briefs Finance CEO Jaspreet Singh. Save your seat.

The Pouch Push

Altria is positioning its On! nicotine pouches as a more premium choice as cigarette volumes continue to drift lower. The newest version, called On! Plus, uses softer, more flexible pouches and has been gaining ground in a fast growing market.

In the third quarter, On shipments rose 13.3% even as competition intensified. Shipments for On increased 11% last year, compared with a 40% jump in 2024.

To better match rivals, Altria has begun selling stronger pouch options. Philip Morris owned Zyn recently updated its product to offer up to 11 milligrams of nicotine per pouch, versus 3 mg to 6 mg for regular pouches. Headquartered in Richmond, Virginia, Altria has broadened On Plus to include blueberry and mango, and plans to introduce a watermelon mint flavor that can reach 12 mg of nicotine per pouch. Over the past 52 weeks, On held roughly 5% of the US market, while Zyn had about 30%, per Circana figures assembled by Bloomberg Intelligence.

What It Means for Your Portfolio

The playbook is straightforward: protect the cigarette base with sharper price points and push a premium pouch line that is growing faster. Revenue and EPS beats, a small guidance lift, and management's note that Cowboy Cut strengthened Marlboro while Basic kept gaining share support the near term. The long term mix still hinges on how quickly pouches scale and how much pressure lower income consumers continue to feel.

Learning how to apply AI can sharpen your edge in any market. On 11/17, our CEO Jaspreet Singh goes live for our first ever investor livestream on how to use ChatGPT and Claude to invest like a pro. Register to join him.

Disclosure

Recent News

1 2 3 … 114

Get Market Briefs delivered to your inbox every morning for free!

No fluff. No noise. No politics. Just finance news you can read in 5 minutes.

Blogs

October 23, 2026
Are We in a Recession? 5 Threats to the Economy and Where the Money Is Moving
  • The S&P 500 is up about 13% this year, but without AI it's in a bear market, with nearly 40% of its companies down more than 20% for four months or longer.
  • Jackson, Briefs Finance's head of investing research, sees five threats: rising interest rates, sticky inflation, an economy propped up by AI, a struggling UK, and high oil prices.
  • The opportunities he's watching mostly sit outside the dollar: rising economies like Brazil and Indonesia, US-backed emerging market bonds paying 7% to 9%, and the shifts that fear creates.
Read More
October 16, 2026
How Boring Math Makes You Rich: The Briefs Money Spreadsheet, Explained
  • Briefs Money shows you what to do with every paycheck, and in what order: how much to spend, save, and invest, when to build an emergency fund, and which debt to pay off first.
  • The Climb to Wealth course walks you through the system step by step, and the Personal Finance Spreadsheet is where you track your own numbers.
  • Investing is one piece of building wealth. The system that gets money to your investments, and keeps it there, decides the outcome.
Read More
October 16, 2026
Common Investing Mistakes: Why a Stock Grade Is One Tool, Not the Whole Toolkit
  • The Briefs Score shows growth, income, and wealth preservation investors how well a stock fits their goal, with a separate letter grade for each one.
  • The most common mistake is treating the letter as an instruction. An A tells you a stock scores well for one goal, not that you should buy today.
  • Research works best as one input in a process you own. The grade shows how a stock stacks up. You supply the goal, the timeline, and the rules for being wrong.
Read More
October 16, 2026
How to Read a Company's Numbers Without a Finance Degree (Using Briefs Terminal)
  • Briefs Terminal lets you size up any public company in about ten minutes: what the stock costs, what it earns, how fast sales are growing, and what it pays you, all on one page.
  • It lines those numbers up against the company's closest competitors for you, so you can tell if a number is impressive or just average.
  • Below that are the income statement, balance sheet, and cash flow statement from the company's SEC filings, the latest news, and transcripts of its earnings calls.
Read More
October 16, 2026
What Type of Investor Am I? The Three Investor Archetypes, Explained
  • Briefs sorts its stock grades and monthly reports by three investor goals: growth, income, and wealth preservation. Pick yours and you know which report and which grade to read first.
  • Growth investors want stocks that beat the S&P 500. Income investors want to get paid in cash. Wealth preservation investors want stocks that hold up when the market drops.
  • The same stock can score an A- for one goal and a D- for another, so picking your goal comes before picking any stock.
Read More
October 16, 2026
How to Build a Stock Watchlist That Isn't Just Stocks You Heard About
  • A watchlist on Briefs Terminal lets you group stocks by the idea you're tracking and follow each one's price, one-day move, and 52-week high and low in one place.
  • Each list has its own name and description, so you always know why a stock is on it, and you can make as many lists as you have ideas.
  • The monthly growth, income, and wealth preservation reports under the Briefs Research tab hand you new themes to track that you didn't hear about online.
Read More
October 16, 2026
How to Choose an ETF That Matches Your Idea (Using the ETF Planning Tool)
  • The ETF planning tool takes an idea like "I want to invest in fast food companies," asks what you mean, and finds the ETFs that match, with the reasons, the holdings, and the sources.
  • Build a Plan then shows what your money could grow to in those ETFs over the years you choose, with conservative, expected, and optimistic estimates next to the S&P 500.
  • It gets you from an idea to an actual plan without researching dozens of companies one at a time.
Read More
October 16, 2026
Is This Stock a Good Buy? How to Use the Briefs Score to Tell If a Stock Fits the Way You Invest
  • The Briefs Score shows growth, income, and wealth preservation investors how well a stock fits their goal, with a separate letter grade for each one.
  • One stock can score very differently for each. Nvidia showed an A- for growth and a D- for income, because it grows fast and pays almost no dividend.
  • Seven sub scores under each grade show what earned the letter, so you can see exactly where a stock is strong or weak for your goal.
Read More
October 16, 2026
How to Tell an Asset From a Liability: The One Question to Ask Before You Buy Anything
  • The typical American household earned more in 2025 than in any year on record, yet only 30% of Americans say they could pay a surprise $1,000 bill from savings, so the problem isn't income but what the income gets spent on.
  • An asset puts money in your pocket and a liability takes money out, and the wealthy buy assets first, then let the assets pay for the fun stuff.
  • Before you buy anything, ask one question: does this put money in my pocket, or take money out of my pocket? Then you need a plan for the money you keep.
Read More
October 16, 2026
How to Build Your First $2,000 Emergency Fund and Wipe Out Every Debt Over 10%
  • Your first money goal isn't investing, it's $2,000 in its own account named Do Not Touch, built by moving 10% of every paycheck into it automatically.
  • More than a third of American adults couldn't cover a $400 surprise bill with cash or savings, according to the Federal Reserve, and that's how one bad day turns into years of credit card payments.
  • Once the $2,000 is there, attack every debt charging more than 10% interest, highest rate first, because you can't out-invest a 22% credit card so paying it off is the investment.
Read More
1 2 3 … 29
Share via
Copy link