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April 29, 2026
What Is Blockchain? A Plain English Guide For Investors
By Jackson Moreland
  • Blockchain is a digital ledger that records every transaction on a public network.
  • Once a transaction is recorded, it cannot be changed or deleted.
  • It is the foundation of Bitcoin, Ethereum, and thousands of other cryptocurrencies.
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April 29, 2026
How To Negotiate Bills: The Script That Saves You Hundreds A Year
By Nate Gregory
  • Most monthly bills are negotiable, even though most Americans never try.
  • A simple phone call with the right script can lower your phone, internet, and utility bills.
  • The key rule is to be nice. Customer service reps have more flexibility than most people realize.
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April 29, 2026
75 15 10 Rule: The Budget That Builds Wealth On Autopilot
By Jackson Moreland
  • The 75 15 10 rule is a budgeting plan: spend at most 75% of your income, invest at least 15%, and save at least 10%.
  • It works by making sure you pay yourself before you spend.
  • Once your savings target is hit, you shift the 10% over to investing, becoming a 75/25 plan.
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April 29, 2026
How To Rebalance Portfolio: The Strategy That Forces You To Buy Low And Sell High
By Milena Thomas
  • Rebalancing means adjusting your portfolio back to your target allocation when it drifts too far.
  • The two main methods are time-based (rebalance once a year) and threshold-based (rebalance when allocation drifts more than 5%).
  • If you are still adding money, you can rebalance by directing new money instead of selling.
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April 29, 2026
How To Buy Treasury Bonds: A Beginner's Guide
By Andre Savage
  • Treasury bonds are loans you make to the U.S. government. They are considered the safest investment in the world.
  • You can buy them at TreasuryDirect.gov directly or through any major brokerage.
  • There are three main types: T-Bills, Treasury Notes, and Treasury Bonds. The longer the term, the higher the interest rate.
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April 29, 2026
Forward Vs Futures Contracts: What's The Real Difference?
By Nate Gregory
  • Both forward and futures contracts are deals to buy or sell something at a set price on a future date.
  • Futures trade on exchanges. Forwards are private deals between two parties.
  • Most regular investors do not use either. They are mostly tools for businesses and big institutions.
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April 29, 2026
Alternative Investments Explained: What They Are And Why They Matter
By Milena Thomas
  • Alternative investments are anything that is not a regular stock or bond.
  • The most common types are precious metals, crypto, real estate, commodities, and collectibles.
  • Most investors should hold 5% to 25% of their portfolio in alternatives, depending on risk tolerance.
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April 29, 2026
How To Buy Bitcoin For Beginners: 3 Simple Ways
By Andre Savage
  • There are three main ways to buy Bitcoin: directly on an exchange, through a Bitcoin ETF, or through a Bitcoin miner stock.
  • Each has its own pros, cons, and tax setup.
  • Most beginners do best starting small and using dollar cost averaging.
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April 29, 2026
How To Follow Smart Money: The 5 Market Shifts Framework
By Jackson Moreland
  • "Smart money" means big investors with deep research teams and fast information.
  • You can follow them by watching for 5 types of market shifts.
  • The goal is to spot where money is moving before it shows up on CNBC.
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April 29, 2026
Insider Trading Meaning: What It Really Is (And Why Some Of It Is Legal)
By Nate Gregory
  • Insider trading means buying or selling a stock based on facts the public does not know yet.
  • Some insider trading is legal. Some is a federal crime that can send people to prison.
  • The SEC tracks every legal insider trade in a public file called Form 4.
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