Here’s the reality - being financially successful typically has nothing to do with how much you make. It’s more about the habits you have with money and how you manage your finances. Because someone who makes $100k a year, and manages their money poorly, ends up broke. But someone who makes $50k a year, and […]
Think of a company like a pie. (you can pick your favorite - like apple or pumpkin). When you invest in a public company, what you’re really doing is buying a share of ownership in that company. Companies often have millions or billions of shares of ownership - the more shares you own, the voting […]
A 10-Q is the quarterly report a US public company files with the SEC, and a 10-K is its annual report. The 10-Q covers each of the first three quarters with unaudited financial statements, while the 10-K covers the full year with audited ones and a much fuller picture of the business. Why it matters: […]
Where Does the Name "Blue Chip" Even Come From? Stock market terms can be confusing - but here’s something that’s straightforward: Blue-chips. No we’re not talking poker. We’re talking about the well established and stable stocks on wall street. These types of companies are known as blue chips. The term actually does come from poker. […]
Everyone's talking about AI - markets have been volatile as fears grow on a potential AI bubble. Regardless, businesses are spending on AI. Tech companies are expected to spend more on AI in 2026 than it took the U.S. to build the entire interstate highway system. Why? Demand. From businesses to consumers, everyone is using […]
There are several different investing styles. Some prefer the set-it-and-forget-it strategy of passive investing. Others like to be more hands on with their investments through active investing. But nothing is more hands on than options trading. Let’s be clear: Options trading is not investing. It’s a strategy that involves stock prices, more than analyzing a […]
What Is Inflation, Really? Inflation is what happens when more money flows into the economy - and prices start rising as a result. Think of it this way. When people have more money in their pockets, they spend more. When they spend more, businesses can charge more. When businesses charge more, everything at the store […]
First Things First: What Is a Dividend? Before we talk about Aristocrats, let's back up. A dividend is cash a company pays you just for owning its stock. You don't have to sell anything. You don't have to do anything. You just hold the shares, and the money shows up in your account - usually […]
The Recession Mindset Shift Most Investors Never Make Here's the thing most people get wrong about recessions. They treat them like emergencies. Savvy investors? They treat them like sales. Think about it this way. If you love shopping for clothes, you get excited when you see a clearance rack. Prices are down. You can buy […]
Most investors are playing one game: buy low, sell high. Income investors are playing a different game entirely. They're not waiting to sell. They're building a machine that pays them - every month, every quarter, year after year - just for owning the right assets. That's income investing. And if you've ever thought "I want […]
