If you've ever checked the market before opening bell and seen headlines like "Stock futures point higher" or "Futures are down this morning," you might've wondered what that actually means. Stock futures sound complicated. Futures are a type of derivative investment - that means your investing based on the performance of an underlying asset like […]
What Is a CD (Certificate of Deposit)? A certificate of deposit (CD) is a savings account, but with a twist. You give a bank your money, they lock it up for a specific period (called the "term"), and they pay you a fixed interest rate in return. Think of it like this: you're lending the […]
Critical minerals have been a hot topic over the past year or so. The U.S. specifically has made strategic investments into some public companies that produce different critical minerals like: What’s going on? The world needs critical minerals for products, defense, construction, and more. They often have to rely on other countries to get it […]
Since late July 2025, the price of copper has jumped from around $4.35 per ounce to over $6 per ounce by the end of January, 2026. While that might not sound like a lot, it’s actually a 42.5% jump in around 6 months. The S&P 500 during that same time? Up around 9.35%. In short […]
Between January and October 2022, markets were in turmoil because of inflation and continued fall out from the global pandemic. During that time, markets had fallen roughly 20% from their all time high. This is what’s known as a bear market - and on average, stock markets in the U.S. experience one every 3-5 years […]
There are 195 countries in the world - most have lots of differences. But 193 of them have one thing in common: Coca-Cola is sold there. That level of global recognition has brought Coca-Cola billions of dollars over a hundred years of doing business. Other soda brands simply can’t compete. This is what’s known as […]
Many companies have revenue - which is money generated usually from sales. But not every company has profits - which is money that is left over from revenue after operational costs, taxes, etc. That makes it difficult to value these types of public companies using a traditional metric like P/E ratio. Why? P/E ratio is […]
While U.S. neobanks like Chime and SoFi grab headlines, Nu Holdings (NU) quietly became the third-largest financial institution in Brazil. By the end of 2024, NuBank reported 114 million global customers - a 22% jump year-over-year. 114 million people now use NuBank for their banking needs. Here’s what’s going on: South and Central America have […]
There are lots of different tools investors use to build wealth. Some love tangible things like real estate and gold. Other investors might like paper assets like stocks and bonds. But here's the thing: Understanding the difference between stocks and bonds isn't just cocktail party knowledge. Why? Because knowing the difference will help you determine […]
When most people think about Wall Street, they imagine billions of dollars moving from company to company. And while billions are traded every day, you don’t need millions or even billions of dollars to start investing. In fact you can get started with $100 or less. That’s because being an investor and building wealth isn’t […]
