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About Us

Traditional financial news and education have always been run by Wall Street suits.

At Briefs Finance, we ditched the suits but kept the Briefs.

We're a Detroit-based financial technology company powered by media on a simple mission: help regular people get better with their money. Not the folks who already have a guy on Wall Street. You.

Why we exist

Here's the uncomfortable truth most finance companies won't say: investing is hard, and most people lose money trying.

It's not because they aren't smart. It's because the whole system was built to feel confusing, intimidating, and expensive.

Wall Street firms charge $5,000 to $10,000+ to manage your money. It can be hard to keep up with financial news and stay informed. 

We think there's a better way, and it starts with one idea:

When the economy shifts, money shifts.

Smart investors don't chase yesterday's winners. They figure out where money is moving next, and they get there before the crowd.

That takes research, not headlines. Research is exactly what we do.

Meet the founder

Briefs Finance was started by Jaspreet Singh.

Jaspreet graduated from law school and then never worked a single day as an attorney.

Instead, he went all-in studying the most successful investors in the world, trying to reverse-engineer how they actually build wealth. He'll be the first to tell you his real edge was being willing to work hard, screw up a lot, and never give up.

What he learned became the foundation of everything we do. The goal hasn't changed since: democratize investing education and make it accessible for regular people - not just the people who can afford a private wealth manager.

What we believe

Our philosophy is simple, and a little contrarian.

The person digging the gold out of the ground knows more about the industry than someone sitting on Wall Street.

In plain English: real research beats recycled news. Here's what that looks like for us:

  • Invest where money is moving, not where it already went
  • Use research to stay ahead of the crowd, instead of reacting to it
  • Keep everything in plain English, so you never feel talked down to or talked over
  • Be honest about the risks, every single time

What we make

Everything we build is designed to take you from "I have no idea where to start" to "I know exactly why I own what I own."

Market Briefs is our free daily newsletter, built for everyday investors.

Our motto is read less news, not more. We summarize the financial news that matters in 5 minutes or less, Sunday through Friday - and it's free for everyone, always.

Briefs Pro is our premium research membership for investors who want to stay ahead of market shifts.

Every week, our Briefs Research team spends 50+ hours digging through financial statements, pressure-testing opportunities, and tracking where the smart money is moving. Then we hand you the essence of it in a 10-minute report.

Inside Pro, you get:

  • Monthly deep-dive reports that discuss opportunities for growth investors, income investors, and investors who want to preserve their wealth.
  • Specific stock and cash-flow research backed by real analysis
  • Custom charts and graphs, so you can feel what's happening in the markets, not just read about it
  • A private community of thousands of fellow investors

Briefs Academy is our financial education platform.

It's a one-stop shop of Journeys (what we call our classes) covering building wealth, real estate investing, stock market investing, and more. Think of it as the course you wish someone handed you before you bought your first stock.

We're also building new tools to make research even easier, including the Briefs Terminal, Briefs Score, and Briefs AI. A few are still in beta, and we're just getting started.

A quick note on what we're not

We're a financial technology company powered by media, not a money management firm.

You can't invest in the Briefs Portfolio, and nothing we publish is personalized financial advice. Investing carries risk, and you should always talk to a licensed advisor about your specific situation.

We give you the research and the education, but the decisions are yours.

Come read along

Our team of money nerds shows up every day to bring you the best financial news and research the only way we know how: from the comfort of our Briefs.

We built the company we wish existed when we were starting out. Now we want to share it with you.

So go ahead - put on your Briefs and read along with us.

Start with the free daily newsletter or see what's inside Briefs Pro.

Briefs Media owns Market Briefs, Briefs Academy and Market Briefs Pro. Image contains two phones with Market Briefs.

Blogs

May 30, 2026
Mega Backdoor Roth: A Simple Guide for Big Savers
  • A mega backdoor Roth is an advanced way for high savers to move a large amount of after-tax money into a Roth account, where it can grow and be withdrawn tax-free later.
  • It only matters once you've already maxed out your normal retirement contributions and still have more to invest.
  • It's powerful but technical, so this is a strategy where a good tax advisor earns their fee.
Read More
May 30, 2026
Dividend Calculator: How to Estimate Your Dividend Income
  • A dividend calculator takes a few simple inputs - share price, the dividend per share, and how many shares you own - and shows the cash you could collect each year.
  • Reinvesting those payments turns small amounts into a growing snowball, and a calculator shows how large that snowball can get over time.
  • Yield changes, dividend cuts, taxes, and inflation can all move the result, so treat any projection as a guide, not a promise.
Read More
May 5, 2026
How to Create Multiple Income Streams: A Beginner's Playbook
  • Most people rely on a single income stream from their job - which is also the most heavily taxed.
  • Multiple income streams come from a mix of cash flow, dividends, side businesses, real estate, and royalties.
  • The fastest path for most beginners is starting with one extra stream - usually dividends or a side hustle - and stacking from there.
Read More
May 5, 2026
The 60/40 Portfolio Explained: A Beginner's Guide
  • A 60/40 portfolio holds 60% in stocks and 40% in bonds (or other fixed income).
  • It's designed to balance growth from stocks with stability from bonds.
  • Your "right" mix depends on age, time horizon, income needs, and how well you sleep when markets drop.
Read More
May 5, 2026
How to Invest in Silver: A Beginner's Guide
  • Silver is both a precious metal and an industrial metal, used in solar panels, electronics, and medical tech.
  • Investors can buy silver four main ways: physical bars and coins, ETFs, mining stocks, or futures contracts.
  • Most beginners are best served by allocating a small slice of their portfolio to silver - usually between 1% and 3%.
Read More
May 1, 2026
Asset Allocation by Age: The Right Portfolio Mix at Every Stage of Life
  • Younger investors should hold mostly stocks because they have decades to recover from crashes and benefit from compounding.
  • Allocations gradually shift toward bonds and stable income as retirement approaches, but stocks remain important even past age 65 to outpace inflation.
  • Annual rebalancing is essential - it forces you to buy low and sell high while keeping your portfolio aligned with your actual life stage.
Read More
April 30, 2026
Stablecoin Explained: Why Some Cryptocurrencies Actually Aren't Volatile
  • Stablecoins are cryptocurrencies pegged to stable assets like the US dollar, giving crypto-style speed and access without the volatility of Bitcoin or Ethereum.
  • Fiat-backed stablecoins like USDC are the safest option, while algorithmic stablecoins have failed spectacularly and should generally be avoided.
  • Stablecoins fit a portfolio as cash reserves with better yields, a hedge against crypto volatility, and a fast, cheap rail for international transactions.
Read More
April 30, 2026
Buy Now, Pay Later Risks: Why This "Easy" Payment Method Is Dangerous to Your Wealth
  • Buy now, pay later services like Klarna, Affirm, and Sezzle are debt products designed to feel harmless while keeping users in a cycle of overspending.
  • BNPL exploits psychological debt blindness, triggers late fees, and damages credit scores without helping users build positive credit history.
  • Building real wealth means waiting 30 days, paying upfront when you have the cash, and avoiding systems built to extract money from your future income.
Read More
April 30, 2026
Dividend Payout Ratio: The Secret Metric That Shows If a Stock Is Safe or Risky
  • Dividend payout ratio is total dividends paid divided by net income, showing the percentage of earnings a company returns to shareholders.
  • A 20-50% payout ratio is generally safe and sustainable, while ratios above 75% often signal a dividend cut is coming.
  • High dividend yields can be warning signs, not opportunities - safety and dividend growth matter more than the headline yield number.
Read More
April 30, 2026
Ethereum for Beginners: What It Is and Why Smart Investors Are Paying Attention
  • Ethereum is a blockchain platform that runs smart contracts, while Ether (ETH) is the cryptocurrency that powers the network.
  • Use cases include decentralized finance, NFTs, gaming, supply chain tracking, and digital identity - many still experimental.
  • Most investors should treat Ethereum as a small allocation hedge using dollar-cost averaging, not a get-rich-quick lottery ticket.
Read More